Has anyone actually converted

Discussion in 'Credit Talk' started by molly, Jan 5, 2001.

  1. molly

    molly Well-Known Member

    I would like to know if anyone has gotten a secured Optima, kept it, and then received a Reg. Optima (anything kind), or a green Amex card based on the fact that they established themselves with Amex?

    If so, how much did you initially deposit, did you deposit more later?

    Did you have to call them up and request your card to be unsecured, did you close your account and then re-apply for another card?

    Did you have any negative credit at the time you got the secured card and did you have any negatives on your reports when you got the regular card?

    And finally, how long did you have the secured card before this change took place?

    Thank you.
  2. Geo10

    Geo10 Guest

    RE: Has anyone actually conver

    I had the optima secured card, Initially I sent $1500 and some months later another $1000.

    After 12 or 13 months you have to reaply by phone for an optima platinum or whatever you want, if you are turned down you need to call back to the Centurion Bank and then they approve you manually.

    Then they close your secured account and send you a new one unsecure card with the new limit ($1000 in my case).
  3. Geo10

    Geo10 Guest

    RE: upps

    Upps... and I had not any credit by the time I got the secured optima card.
  4. molly

    molly Well-Known Member

    RE: upps

    Thank you Geo!

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