credicorp is a catalog card, you can only use it to buy items out of their catalog, and you pay more for their catalog items than you would at say wal-mart,k-mart,etc. So my advice would be to throw the card away since it is not a visa or MC. This is a rackett that preys on people making them think it's a credit card to be used everywhere. Read the very small print and you will get a better idea.