getting chase to lower your interest rates. I have a chase card with a interest rate of 27.9%. Of course it was lower at one time.. The rate jack was due to problems with my automatic draft once 12/04. Prior to that I haven't had any problems. AFter paying the bill and the high finance charge, only .83 is being applied to the prinicple. I'm despirate. Tried getting a loan with my credit union to pay it off. But my debt/income ratio is high. I figured to just wait it out,pay the bill for about 4 months and try to pay off some bills. Then reapply. What do you think????
