Has anyone used Giggo.com for

Discussion in 'Credit Talk' started by dave, Nov 3, 2000.

  1. dave

    dave Well-Known Member

    What report did they pull? How accurate is the credit analyzer's star ratings compared to how you were rated after a cr was pulled?
     
  2. roni

    roni Well-Known Member

    Guess what? Dave ...I have.

    I was approved for a car loan with giggo.com. My credit score was 619. Giggo told me my score over the phone. Plus, I received my check in 24 hours. It was kind of cool. The interest was high but now outrageous...13.5% for a brand new 2000 car, but 16% for a used car. However, I had the same offer from Household for 13.9% for a used or new car. I applied for both household and giggo on the same day on line. But when it came time to buy a car, there were no dealers in my area who accepted their check. I called giggo and asked for referrals and they were not helpful. Their website offered referrals which were updated to show 0 dealers in my area. I lived in NYC at the time. That was hard to swallow so I used my Household check. And it was super easy. I worked a deal, accepted the deal and gave the dealer the check. They waited 24hours for the check to clear and I picked up my car. Well, that was my experience with Giggo. Have you considered household. And others here have suggestioned Wells Fargo. Good Luck!

    Roni,
     
  3. dave

    dave Well-Known Member

    RE: Guess what? Dave ...I have

    Here's the story. I currently have a 15.5K auto loan which I owe 5800 on. Need to trade my car in for a truck/SUV. My car is worth between 17-19K now, and I figure I will need to finance around 4500-6000 dollars. My fear is denial because of less than 12 months credit history. I need to do this within the next 4 weeks (changing job positions in the company.) What do you think? I heard Ford financed those with EXTREMELY recent bankruptcies, so I look really good compared to that!
     
  4. dave

    dave Well-Known Member

    RE: Guess what? Dave ...I have

    Also, what report did they pull?
     
  5. roni

    roni Well-Known Member

    RE: Guess what? Dave ...I have

    experian and equifax. experian online and then equifax to verify when the rep called me to give me an offer. At least they did for me. I dont know about refinancing with them. They didnt impress me that much to tell you the truth. Like I said, wells fargo also some others suggested. Or like you said Ford. I dont see why you have to go with giggo.com.
     
  6. dave

    dave Well-Known Member

    RE: Guess what? Dave ...I have

    Thanks, Roni!!
     
  7. Cadillac408

    Cadillac408 Well-Known Member

    Ford Motor Company?

    D O N ' T G O T H E R E !

    Believe me when I say that. Yes they will finance just about anyone BUT, I personally would rather get the money from Sammy The Bull!
     
  8. dave

    dave Well-Known Member

    RE: Ford Motor Company?

    Why do you say that? I'm looking for their 0.9% financing on a couple of models. I be putting down 75% due to a trade-in, so I think I probably could get that rate. Why should I look elsewhere?
     

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