I'm curious because I have 4 IIB collections on EQ. I left on EX and 2 on TU. I originally had all four on all 3 CRA's, but these aren't coming off in regular disputes.
They were included in Bankruptcy, so I don't owe, but I never paid. That's why I'm not sure if validation would work or not.
Re: Re: Has anyone used Nutcase for IIB? Nutcase letters are never intended for unpaid collections irrespective of any bankruptcy. Even though your alleged debts were included in bankruptcy, I would send requests for validation. They have a responsibility to you to provide data regarding your previous business relationship. If they attempt to collect at that point, document that thoroughly, and you'll have good cause for a lawsuit. They have to be on top of their compliance regardless of whatever [confused] letters they may receive from consumers. Your job at this point is to stir them up and watch them make a mistake in your favor. Your other job is NOT to reaffirm a debt that was included in bankruptcy, so be on your toes. Doc
Re: Re: Has anyone used Nutcase for IIB? Thanks Doc, That's why I asked before sending any letters out. I'll do a regular validation and see what happens.
