I got another Glenn King letter, do you have to sue to get them remove. Ex removes 3 more that's 7, Tu all but 1, 14 inquires removes.Equicrap is Crap.
I have helped several people with credit clearance of erroneous or fraudulent CRA information and found Equifax to be very good and much more prompt than TU or Experian. In each case I advised them to initiate a fraud alert,file simultaneously with the FTC and State consumer affairs and sent copies of the on line complaints along with their letters to the CRA's. Equifax cleared the disputed accounts immediately,TU and Experian required follow ups.Of course, these were legitimate disputes,not attempts to clear correct information.
2 of them is when I open a checking/saving account with my bank I never sign anything agreeing to them to look into my report. 1 is sprint who I never gave my SS # to, five more are banks just looking into my report but not for credit cards. So I don't if this was fraud but I did not give my ok.
If you did not "opt out" anyone can request your report,however those inquiries do not affect your rating.Applying for a phone account is a legitimate reason for a credit inquiry. Your S.S. # is not needed for your application to be valid.
They want on as a hard so it does. I also feel sprint should have told me they was gonna pull my report this was does over the phone. She ask for the SS # I said no and ask why. She should they just like a record of it. Again I said no.
