No suits have been filed against me since I do not owe any properties or anything of value. I have recently received 2 letters from Law Firms trying to collect but no "real" legal action has been pursued. Just information stating that we plan to collect this debt. I appreciate your time if you could clarify for me the followings: 1. Do the 3 year state SOL mean that they are unable to sue me for this debt? It's now 2001 and nothing has happened since 1997 so its now 4 years and I have not made any attempts to pay this debt. 2. If the Statute of limitation applies to my debts, what are my creditors' options from now on. If I handle a real job with a decent pay and file taxes, could they come after me in any way besides demanding payments by letters or phones. 3. If I move to another State, will it make it harder on my creditors to bother me from this point on. 4. Is there a way from this point on not to let my creditors know my place of employment, phone number, check my taxes, etcâ?¦ I appreciate your time and your valuable and professional answers.