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Heads up on Experian hard inquiry

Discussion in 'Credit Talk' started by mcen0012, Jan 14, 2002.

  1. Jan 14, 2002 #1
    mcen0012

    mcen0012 Well-Known Member

    Hey,

    I just received the last of my 3 reports to begin the process of working on my credit. I noticed that Cap One did an inquiry on my Experian report. Experian states it will fall off in 1/2004 - which is 3 years after the inquiry date of 12/2001!

    New policy or mistake on credit report?

    Comments welcome,

    Thanks.

    mcen0012
     
  3. Jan 14, 2002 #2
    mindcrime2

    mindcrime2 Well-Known Member

    Mistake. Dispute it. It'll just be deleted.
     
  4. Jan 14, 2002 #3
    bailey

    bailey Well-Known Member

    that's 2 years and one month, not 3 years.

    Experian usually list the month after the 2 year mark.
     
  5. Jan 14, 2002 #4
    breeze

    breeze Well-Known Member

    That's two years. Dec 2001 through Dec 2003. On January 2004 it will be gone. :)
     
  6. Jan 14, 2002 #5
    mindcrime2

    mindcrime2 Well-Known Member

    Opps.. I didn't catch that. What they said. Of course, you could still dispute it.
     
  7. Jan 14, 2002 #6
    breeze

    breeze Well-Known Member

    Never subtract the years, hehe. It usually comes out wrong. Stupid calendar!
     

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