My wife just received her first Prime card Chase Platinum! She got a 0 percent untill october and then after that it is a 9 percent fixed. 0 percent on transfer untill October also. They gave her the crapy 500 credit line but I already called the retention department and hopefully they will increase her credit line. They originally denied her due to a bogus bankrupcy lisitng on her credit file. I contacted them for a reconsideration and they approved her bt gave her the standard 500 bucks. Question, does chase check the credit of authorized users? I need some credit lines on my files and was considering having her add me as AU. Thanks for all the great information and all the help u guys have provided!
Chase is posting on all 3 of my files as AU. oddly enough there are only showing on 2 of my wifes reports. It is her card My GM card had never posted to my wifes files for over a year....then poof one day GM started posting to my wifes files as a AU. dog
I don't think they check your credit, because you're not a joint holder and have no responsibility for the account. They will report under your name, though.
I will give that a shot, I just applied for the target store card and surprizingly I qualified with a Fico of 580 "my lowest Equifax" It is only 200 bucks but I am amazed they extended credit to me.
