The kicker is that I need this off of my credit ASAP in order to get my Top Secret clearance for a job offer I have received. I know that this won't happen as long as this is outstanding on my credit, and it's not due to fall off until 2011. Am I caught in a standoff now? I don't know if anyone else has dealt with these guys, but I don't know what to do. Could anyone please offer some advice here? Thank you very much in advance.