HELP!! Capital One want consider

Thanks for the advice that you all have given on this forum. I have had tax liens deleted, collections deleted, stopped a couple CA from collecting on old debts they didn't have and was just reporting on my CR. I have gw everyone and have gotten good results. Everyone but Capital One. Had a cc with them in 2005 paid off in 2007, credit limit $300, went over limit $752, they are reporting paid, charge-off. I do have copy of bank statements, copy of my check that was paid to capital one, not a CA. This is hurting my score very bad. I was denied credit with walmart and disocver,both stated that cc with capital one. (charge-off) Any advice please. Below are my CR from all three agencies. Experian (619) Transunion(591) Equifax (579)

(EXPERIAN) CAP ONE
Address:
PO BOX 30281
SALT LAKE CITY, UT 84130
No phone number available
Address Identification Number:
0083445163
Status: Paid,Closed/Account charged off. $752 written off. Status Details: This item was verified and updated on Sep 2007.
Date Opened: 03/2005 Type: Revolving Credit Limit/Original Amount: $300
Reported Since: 03/2006 Terms: NA High Balance: $752
Date of Status: 05/2007 Monthly Payment: $0 Recent Balance: NA
Recent Balance: NA Responsibility: Individual Recent Payment: NA
Creditor's Statement: Account closed at credit grantor's request.

Account History:
Charge Off as of Apr 2007, Feb 2007
150 days as of Jan 2007
120 days as of Dec 2006
90 days as of Nov 2006
60 days as of Oct 2006, Apr 2006
30 days as of Sep 2006, Mar 2006

(TRANSUNION) CAPITAL ONE BANK
POB 30281
SALT LAKE CITY , UT 84130-0281
(800) 955-7070
Balance: $0 Responsibility: Individual Account
Date Verified: 05/2007 Date Opened: 03/2005 High Balance: $752
Date Closed: 02/2007 Credit Limit: $300 Date Paid: 04/2007
Past Due: $0 Loan Type: Credit Card Pay Status: Payment After Charge Off/Collection Remark: Paid profit and loss Account Type: Revolving Account
Estimated date that this item will be removed: 04/2013


(EQUIFAX) Capital One

Current Status: Charge-off Account Owner: Individual Account
High Credit: $752 Credit Limit:$300 Type of Account: Revolving
Date Opened: 03/2005 Balance: $0
Date Reported: 02/2008 Amount Past Due: $0
Date of Last Payment: 05/2007 Actual Payment Amount: $0
Scheduled Payment Amount: $0 Date of Last Activity: N/A
Date Major Delinquency First Reported: 03/2007 Months Reviewed: 27
Charge-off Amount: $0 Date of First Delinquency:08/2006
Comments: Paid charge-off, Account closed by credit grantor