as lost or stolen. Does this have a negative impact on the score? I did a really stupid thing which just occurred to me this morning! In the Complaint I just filed, one of the Exhibits is a copy of my Experian credit report. It lists all of my active accounts. The fully number of the CC isn't shown, but with my name, address, DOB and SSN, anyone could get this info and it is now public record. Aiyyyeeeeee! I could call and change all of my cards, but that will mean a ton of "lost/stolen" or "closed/never late" notations on my CR. I need to know if this has any effect. L
Why don't you just post an alert to all of your credit reports. That way if anyone tries to apply for credit they have to alert you.