i have an 120 days late status medical bill which was sold to a collections company called NCO. i offered to pay it if they delete the account or even change it to a neutral status. they absolutely refuse. are they playing hardball or is it really useless for me to try and get them to negotiate a delete. i read somewhere that collection companies do not usualy delete items.
j.j. NCO has a reputation here as well as on other boards for being, shall we say, difficult. I would pay it, and dispute later. It almost works out easier for you this way. I'm sure that is not what you wanted to hear, but maybe someone else has other ideas that might work on this horrid CA?
NCO thinks they know how collect a debt, but they are just as stupid as the rest. The first step is always send them a validation letter give them 30 days plus 5 business days to respond and go from there. Just remember that the validation letter is nothing more than the standard opening move in the game. It's nothing more than moving King's Pawn to King's pawn 4 Bill Bauer bbauer1@netzero.net
=================================== =============================== =================== How much money are we talking about here? Make it clear to them no Del. no money!
