HELP - DISPUTE with CRA

Discussion in 'Credit Talk' started by JD2ME, Jul 23, 2003.

  1. JD2ME

    JD2ME Member

    Recently I disputed a tradeline on my credit report through Equifax and they have written back stating the information was verified and they have also updated the account as Date Reported: - June 2003. My problem is this account is from 1997 and I'm looking for it to drop off my credit report but with it now having the last reported date as of June 2003 doesn't this essentially start the clock back over and makes it look like a new deliquent account on my credit report therefore bringing down my credit score?

    Your help is greatly appreciated. I'm trying to clean up my credit for I can buy a house. Please Help!
    Thanks!!
     
  2. pd11604

    pd11604 Well-Known Member

    I think that the Date of Last Activity on this account determines when the clock runs out
     
  3. SLOYAROLE

    SLOYAROLE Well-Known Member

    Re: Re: HELP - DISPUTE with CRA

    Correct. DOLA and "Date Last Reported" are to different dates.
     

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