I had disputed a paid CA from 04/01. Well up untill now it was showing up as "comsumer disputes: investigation in progress". However when I pulled the report today it didnt say that, and the Balance date was shown 02/2003 (EVEN THOUGH THE BALANCE IS $0 for almost 2 years now). My fico dropped like a rock, because it looked like the CA just happened. WHAT TO DO? can they do this? The 30 days for investigation are NOT up yet. They have untill 03/15. Thanks,
"If I had known then what I know now, I would have paid cash" DISPUTER ================ And probably still would have gotten screwed by one or more of the following. CA OC CRA The END ************************* LB 59
can they do this? dntopiwala =================With F I C O & C R A all things are possible========The END ************************* LB 59========
I'm in a similar situation with an OC with EQ and I am also pondering on what to do. I had an old charge off (5yr) and through dispute I got them to mark it "closed by consumer" but now they gave it an R5 that shows up like last month's Fico dropped more than 30 points! I am thinking that this an "effective" re-aging of the debt and am going to dispute it again and also ask them about the procedures used. I'm going to write them the most litigious letter I can think of.
