I had a hip replace lost everything?saving,41K,job. but I got alot debt from credit cards ""no real job do sale on ebay. I am now getting judgement notice Chase was cool gave me a nice deal.But bofa, Amex want deal. I said I got no job have no money"i lest then fifty I know they can clean out checking.,get money from my Job"no job"' can they touch my paypal account I make 100 a week ,if I start another 41k ,roth ra can they touch that.I am looking for a part time job.I was up front about my health being disable not being able to work full time.it was like talikng to m a wall.Chase was real nice and caring I got to give it to them. I did tell the other I may have to do a BK."""they did not care.I do not want to do a BK may have to. got any tip to get the creditor lawyers to Listern any tips.
If your creditor can find the bank account, then they can garnish it. However, Paypal accounts are definitely a bit harder to find than your typical checking/savings account. 401Ks, IRAs, and other retirement accounts are generally protected from garnishment, unless they can prove that you were investing money in your accounts to avoid paying them off. That's tough to do, so a 401K or IRA are relatively safe places for cash if you don't intend to use the money anytime soon. How much credit card debt are we talking about here? Do you feel confident that you can land some kind of work soon and start paying down these debts?
over 20,000 and I don't know I have been looking for over 3 months strong got nothing .I am thinking of doing a BK.My big worry I am making money on ebay s I am worry about them taking the money as it come in ,I feel I can make this ebay co into a good Co and get back on my feet.
$20K is going to be a difficult hole to dig out of with monthly income of about $400 and no savings. I would definitely recommend talking with a good BK attorney if you can't find good work soon. How much do you realistically think you can make through your eBay biz?
