Help, has anyone had Sears removed!

Discussion in 'Credit Talk' started by Cyprigirl, Jul 11, 2001.

  1. Cyprigirl

    Cyprigirl Well-Known Member

    I am really having a hard time with Sears. Can someone please tell me if they have had success getting Sears removed off their report.

    I got it removed from my TU file but I had nothing to do with it TU just took it off.

    The others I am sure I can eventually have removed but sears is very stubborn.

    And which creditor is the hardest to deal with regarding verification?

    Thanks a bunch!

  2. Mist

    Mist Well-Known Member

    Sears is a Citibank product now. I just received a pre-approval from them so I have confirmation of that.

  3. Cyprigirl

    Cyprigirl Well-Known Member

    Hi Mist,

    When did Citibank buy out Sears Credit Card!

    wow that is interesting!

  4. Mist

    Mist Well-Known Member

    OOPs, I had put an insert from a Citi offer in the Sears envelope. I'm wrong. Citi did not buy out the Sears cc bus.
  5. Cyprigirl

    Cyprigirl Well-Known Member

    oh ok no problem!

  6. penguin

    penguin Well-Known Member

    I got Sears MC removed from all three reports. I disputed them as not my account, and I didn't run into any problem. I wonder why you're having a harder time?? Good luck to you!
  7. Cyprigirl

    Cyprigirl Well-Known Member


    Did you do it on one try?

    I don't know but I am going to try until I can get it off because that is my main problem fight now.

  8. Ron

    Ron Well-Known Member

    Re: Help, has anyone had Sears remo

    Yes, I do. I wrote to my local credit bureau to dispute the collection accounts from Sears .I dispute the Sears Card collection debt is over 7 years and it shoould remove from the credit file. It came back itremoved fro TransUnion. It was a couple years ago and sometimes you took chances either they removed or stayed. By the way, I got back Sears Card from them two years ago.

  9. Cyprigirl

    Cyprigirl Well-Known Member

    Re: Help, has anyone had Sears remo

    well I have to say I have been dealing with the collection agency and they have been the difficult ones. I have not disputed with Sears yet , but I plan to and I am currently requesting validation from the collection agency and its been about 3 weeks and I have not heard a word from them but they are continuously reporting it. So I have them on FDCPA violation in that regard.

    I am giving them one more week before I send another letter and request validation.

    But I just realized that Sears may be reporting the item wrong anyway, so it might come off on that alone.



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