HELP! Lender can't pull TU

Discussion in 'Credit Talk' started by blackie, Feb 3, 2005.

  1. blackie

    blackie Well-Known Member

    I'm applying for a HELOC and my lender needs to pull all 3 CRs but is unable to pull TU. I also had the same problem when I went to myFICO. I was able to pull 2 out of 3 - but not TU.

    Has anyone had ths problem before?? Please HELP!!

    Also, I do remember myFICO listing the reason for not being able to pull my TU report as:
    We regret that we cannot provide you with your FICO score report as your report at TransUnion does not meet the minimum scoring criteria. Your credit card was not charged.
     
  2. pd11604

    pd11604 Well-Known Member

    It sounds like they do not have enough of your credit history on TU to give you a score.

    Have you done some credit repair and managed to remove all of your TL's from TU???
     
  3. blackie

    blackie Well-Known Member

    I figured it out over on the other site c r e d i t b o a r d s. It was a split file. Called TU, they confirmed I have "multiple files" and will attempt to merge the two. Yes, I had a good run with bumppage, and knocked off every single Hard inquiry from TU, so maybe that had some cause.

    Cheers
     

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