I am helping someone out. Unfortunately she was a victim of check fraud. As a result, 2 collections show on EQ and 1 on TU and EXP. I have faxed the CAs/Fraud Dept this info and I have faxed info to the CRAs. Can we get this information removed any faster? I sent copies of fraud affidavit and police report to CAs and CRAs. I asked that they have this done by Friday. Is there anything else I can do to get this done any quicker? Also, will placing her files in dispute temporarily help her scores as she goes into closing?
I'm sorry but I have absolutely no experience with this. My guess would be that they will do an investigation to determine if it was fraud or not. But I have no idea if they will delete the entries until they reach some sort of answer. I know when you dispute with equifax, those items will not be calculated into your score, but I don't think that is the case with the other 2.
If you have provided all the information, I would recommend calling them and insisting they delete the incorrect information immediately. I don't have the numbers but I'm sure someone here does. I know others here have posted success stories regarding deletions done by phone when they had provided proof.
Thanks for your help...Do you know if the item is in dispute if it will affect your score. I saw what you noted about the other, but what about the other two?
call up the credit bureaus and ask for their fraud department and they should be able to help you. Good luck! Cypri
Isn't there that thing called Rapid Recheck and Score Express? http://credittechnologies.com/credit_report_correction.asp http://www.credco.com/HTML files/brochures/Rapid Recheck/Rapid_Recheck.htm Anyone familiar with this???
Well EXP gave me another fax number of 972-390-3850. I willsend everything there and hoepfully, we can get this removed. They seemed very willing to assist...SURPRISE, SURPRISE, SURPRISE!
Kittw1 ---------------------------------------------- 20 Days left 'til Christmas ---------------------------------------------- 32 DECEMBER NOW???
