We are supposed to close on our home on thursday. Everything is in order. Today I checked my experian and I have a new account from Parkdansan on there. It's for $290 for MCI. I do owe it, but it's the first time it's been on the report. Is the bank likely to look at my report again before thursday at 3pm? If they do, I'm screwed. THanks for any answers you can give.
By looking at your report can you tell if the mortgage company has pulled your reports recently? Maybe within the last two weeks or so? Our mortgage lender pulled ours nine days before closing to verify everything. If they haven't don't worry yet. They usually do pull your reports again between the day of closing to a week before, but not everybank lender does this especially if it is a short term closing, 30-45 days. Do you have any documentation that this account was not to be inserted or has already been paid? Also, does your lender know about this collection with MCI even though it wasn't on your report until recently? My guess is no, but I don't want to assume. Dani
they pulled our reports less than two weeks ago. it was on the 30 i believe. they know nothing of this. I have nothing from MCI or the CA about this. I'm screwed.
I don't think you are screwed. They have too much time in this loan to walk away from it. But, I think they may make you pay the debt before closing or at the closing. Make sure you have the money to do so.
well, I guess I'll make it. I just spoke to the mortgage broker and she said that they are sending the paperwork to the closing attorney tonight, and we'll be closing tomorrow at 12. the closing attorney also called to say that she got a 'clear to close' statement from the broker. I guess I'm alright!
If you have to pay this debt, I have found that Park Dansan is very easy to deal with. They will delete for payment. EBra30291
