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Discussion in 'Credit Talk' started by Laura in T, Jan 5, 2001.
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Did you try to apply for a new MBNA product?
NO he hasnt.
Oh course you should cancel. It is a useless account compared with all of your other accounts. Less is better with credit accounts. Aim for 2-3.
He doesn't need a $200 card. Get rid of it.
Very confused,Doris K had $100,000 on MBNA
credit limits.Don't know what MBNA criteria.
A lot of it depends on why they declined the credit increase. What did the letter say? If it was because of too many credit cards then I would close it. If it stated because of delinquent accounts then you need to dispute it.
Doris K. also said she had almost that amount tied up in CDs with that bank if I remember right!!!