I have two accounts appearing on my credit report referencing the same debt - unpaid lease. Under the Account Owner status, one lists Co-maker and the other lists Shared, but otherwise undesignated. What does this mean? I didn't pay all of Decmber's rent (2002) and I moved out in January. The manager said it would be fine for me to pay off the balance over time. Of course, this was just converstation - nothing in writing. I have the original letter dated January 18, 2003 from the Apartment complex that tells me $105 is past due for the month of January 2003 BALANCE. I have another letter dated May 7, 2003 that states $185 is now due. Information on the collection accounts are as follows: CA #1 date reported: 3/2005 date assigned: 2/2004 account owner: Co-maker original amount owed: $1915 date of 1st delinquency: 1/2004 balance date: 3/2005 balance owned: $2134 status date: 3/2005 CA #2 date reported: 12/2004 date assigned: 2/2004 account owner: shared but otherwise undesignated original amount owed: $1693 date of 1st delinquency: 1/2004 balance date: 12/200(2) hard to read last digit balance owned: $1845 status date: 12/2004 The apartment complex hired an attorney and his account looks like this: Attny Acct date reported: 5/2006 date assigned: 11/2001 (what!?) account owner: individual account original amount owed: $416 date of 1st delinquency: 2/2001 (what!?) balance date: 5/2006 balance owned: $638 status date: 5/2006 What's up with all the different dates? I don't understand what happened with the billing/collecting. I read on the internet that California's SOL is 4 years. So, am I out of this because it involves the month of DEC 2002/Jan 2003 as my letters show? Or will the SOL be based on one of the dates in the CA account? Thank you for helping me decipher this.
