Dear all, please help! Here is my situation - started a business a few yrs ago, started doing very well and then two main clients went bankrupt and defaulted on debts which broke me. I took a loan for my company which I guaranteed personally, we tried to restart but things did not work out. Debts loomed, so I went into hiding and moved to Europe, than returned to the US to live in a different state from where I used to live. Meanwhile, 3 years later (!!) my brother (whom I love dearly, and who has NOTHING to do with my firm and my obligations, but who used to have a joint credit card with me TEN yrs ago (long ago closed)!) started receiving collection letters to his address, which he ignored because they were addressed to me and he simply wasn't the one whose name was mentioned... Then his doorman (stupid!) received and signed COURT SUMMONS to my name. My brother says that the summons say that it is established that I lived and continue to live at that address. AND I NEVER LIVED THERE (but my brother and I had a cr. card together 10 yrs ago)... WHAT SHOULD I DO??? I don't want to go to court because I have nothing to argue, but also they clearly can't find me now. And I don't have money to pay and would have to lose the very little I own and go bankrupt... What shoudl we do? Shoudl he sent certif. letters saying that he is not me? and that I do not reside there? Please help!! Very very much appreciated! Jenna K.
