Re: Help Needed Quickly with Refina I would like to thank everyone for their answers to my questions and their advice. It looks like after a few more conversations with the mortgage broker that their going to go through with the deal. As someone mentioned above the rate doesnâ??t seem too bad given their situation. The new mortgage payment is only going to be about $400.00 higher than the old one which will be much less than all the credit card payments they were trying to keep up with before. Another thing I need to figure out is. Should they be able to get all the late and other derogatory information removed from their reports in exchange for payment in full? Also their considering settling with one credit card because their offering to settle for less than half of the amount owed which will save them around $5000.00. Is it worth it?
