I have disputed a very apparent error 3 times with equi and and a old customer, which they verified to the cra that it's correct, but common sense tell you it's wrong. I paid a debt off and the company reflects 0 balance, but also a 30 day late 3 months afterthe bal was paid off. I was never late. I can't get them to realize this. They come back saying all info is being reported correctly. I want to burn their arses! Is this small claims? Or different court? And what are penalities for them? Thanks in advance.