HELP Pd. Collection

Discussion in 'Credit Talk' started by leo, Apr 12, 2003.

  1. leo

    leo Well-Known Member

    I am trying to deal with a pd collection. Should I validate first or immediately send Nutcase.
     
  2. leo

    leo Well-Known Member

    selfish bump
     
  3. cre8ivegrl

    cre8ivegrl Well-Known Member

    How old is the account?
     
  4. leo

    leo Well-Known Member

    1/2001
     
  5. cre8ivegrl

    cre8ivegrl Well-Known Member

    Have you disputed it with the CRAs?
     
  6. leo

    leo Well-Known Member

    yes it came back verified and the CA pulled a hard.
     
  7. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    Is this the date opened or the date that you paid?

    They violated FDCPA by pulling a a report for a paid debt.
     
  8. leo

    leo Well-Known Member

    opened nov 2001 pd. 1/2002
     
  9. cre8ivegrl

    cre8ivegrl Well-Known Member

    You might send the nutcase but I'd make sure to include their violation and ask for your $1k. My guess is you might never see the money but the collection might just disappear.
     
  10. leo

    leo Well-Known Member

    If I only have one violoation what can I do to get them to delete. I know the PP is worth 1,000 and I sure could use that money. I read a few post where people didn't sue but demanded the money in a letter. What should my next step be.
     
  11. cre8ivegrl

    cre8ivegrl Well-Known Member

    Perhaps the letter itself will be cause enough for deletion on their part. You'll never know until you try.

    Good luck!!
     

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