Someone please help me write a letter cause there is something on my credit report that isnt mine, and they told me that I had to write them a written letter saying that is not my account and I need them to investagate a fraud, can someone help me plz?
Dear CRA: The following account is not mine: XYZ Credit Card, Account #123456 Please delete, and forward me a corrected copy of my credit report. Sincerely, Babo I would suggest you read the three INTRO threads that are on the top of page one. They will help you tremendously. FWIW - Just because an account is on your CR, does not necessarily mean it was fraud. Sometimes, name SS# mistakes happen as well. If you are not 100% sure an account was opened fraudently in your name, I would be careful about throwing that word around to the CRA's. It can create problems getting your reports if there is a fraud alert on them.
