The original creditor for Sterling Jewelers, who sold it to Asset, is still on my CRA, and they have not listed this with included in bankruptcy, I contacted them and told them that they need to change this, and the ***** on the phone, told me that they show nothing of the Ch7. That if I don't send her my papers showing where this is in CH7, it will remain on my CRA. Do I have to send her those papers? What is my next step with this, aren't they in violation of the bankruptcy discharge?
From what I am under the impression, they would be. You would have to have your BK attorney file against them for violating the BK act. Now, I am not personally familiar with BK, but that is what I've gathered. The account can STAY on the report, but it has to be noted INCLUDED IN BK; you could do it as a CRA dispute. Account # "INCLUDED IN BK" (but again DO NOT PROVIDE THE PAPERWORK!!!) Do the CRA dispute, have them verify it wrong, you have an FCRA 623(b) violation which is actionable; then you can have the lawyer go after them on a 2 for 1 sale...
The original creditor was Osterman Jewelers, which I filled on, then they must have sold it to Asset at some point then also to IEI, which both are on my CRA, with the BK not listed, I spoke to IEI on the phone today. Both account numbers are different then the one I had for Osterman, is this normal? But I know they are the same account because it is listed as Sterling Jewelers, which must be another name for Osterman. Also, this is the only Jewelery account I have ever had. So I was right not to send the BK papers to the CA, or should I do that?
Ok, I did a search just to be sure and yes they are the same company. So If I need to call my BK attorney, to press charges, how much is this going to cost me?
