Well i've been trying to repair my credit for the last 3 months and so far....i've had 6 negatives deleted hehehehe....So thanks to everyone who replied to my post and to those who posted...But i have one question I paid an account a few months back and i disputed it as not mine came back and then i disputed as paid since it was... and they didn't update to delete it...it says account past due 118 and balance 0 i have a copy of my cashed check but when i was looking at my cr this evening i saw another neg from the same company showing that i owe 40$ and it says current balance 118 past due 118 but i already paid the 118 and now them on my cr twice....Any good suggestions for this ??