I applied for a Kmart card about 3 weeks ago and got that card which is really a Cap 1 Mastercard in addition to being a Kmart card. There's a $300 limit for Kmart and $200 for regular Mastercard purchases. Cap 1 did a hard inquiry for this card and I'm wondering if they will do another one for this application. I used their Cardquest feature to see which card was best for me to apply for and one of the questions was: What other major credit card do you have? Platinum Gold or Classic No other card Is this Kmart Cap 1 Mastercard considered a classic card? Does checking that off reduce the chance that they will pull a report again. Will they run me in their system first before pulling the report to see that I already have a Cap 1 card? I'm hesitant to apply if it's going to result in another inquiry. Thanks.