I need some help with understanding my credit report. I disputed an item on my credit report and it came back as being verified. My concern is this when I originally pulled my credit the Date Reported date was May 1997 now when I look at my report the Date Reported is May 2003. Is this new date re-aging the account or is this merely the date the account was verified. Why I ask is because this account is due to drop off my credit May 2004 and I don't want the clock to re-start. PLEASE ADVISE! Thanks!!
I ordered my combined credit reports from Best Credit Reports.com and it doesn't reflect the Date of Last activity date (DOLA) on the report. It only shows the date opened and date reported. I know it's against the law to re-age accounts but I just wanted to be certain that the Date Reported didn't change the date the information is due to drop off my credit report. THANKS for your reply!
