I am new here and have a problem with my student loan. Back in 2002 I had 4 sep. loans in default with an agency here in NC. I consolidated and rehabbed them through William D Ford. Well recently I pulled all 3 reports and something was odd. Up until Sept. 2006 all 4 loans had reported "0 balance/paid/transferred" and where it shows payment history for each month it was marked "OK". Now when Sept. showed it was "120 days past due"!!!.(but still zero bal/paid in comments) Then Oct-Dec of 06 showed "OK". My loan person said that Sept. marking is hurting me. I called the former NC servicer and said they had for some reason reported it like that and the rep. was NO HELP. She said "we report it as ZERO and former default/paid/transferred". I said "you people havent held this loan since Aug 2002!!!!...why in 2006 did you suddenly report that way?!!" What can I do about this, the servicer was NO HELP. All I got was the "we can report up to 7 years" speel. I need this mark for Sept. 06 off!!
I am new to this section and I am sorry to hear your problem but dear friend as i dont have much idea about the loan i can not help you lol