Help trying to clear reports newbee

Hi
I would appericate any input that anyone can help us with. I started to clear my husband credit reports my self last sept. We were trying to get a mortgage.
I was doing not to bad. When I called a broker about getting the mortgage, he said we needed to clear our report. He gave me a name of a person who clears credit reports, Oh Boy what a miskake!
After paying $400.00, to him all he kept doing was disputing everything, and I don't even know how he did it. We had a open Charge off, that we wanted off, the clown could not even get off a medial collection for $12.00.
Well we got our mortgage, at a good rate 7%, It was a VA loan. but had to pay off all open accounts encluding the charge off. We do have a lot of hard inquires on my husband report, but most from Mortgage companies.
Now for the problem is I want to dispute these paid accounts, some are not even listing as paid. When we paid off the charge off we paid the bal due, now we got a letter from a collection company saying we owe $1,660 more for collection fee's, I am not worried about that, but I think they are using the account with the orgianl creditor to keep this in collection, on my Equifax report there was a new tradeline listing for that account. They would not let me dispute on line since this was verifed in 6/02. So I was going to send them a copy of the check to show it was paid.
I know this is long but I don't know what to do, I can not dispute any of this stuff on the reports on line, because they all say they were verifed.Everything
I would like to get as much off the reports as possilbe. We have a car loan showing never late, a credit card, and a furniture account all good.
Help anyone..
Eq score 573, Exp 578, tru somewhere in the mid 500's
Thank you

Oh for a laugh we had a judement that came off this month, and Experian moved it into good account status, with a bal I don't where it came from, and stating that accout pd legally in full for less amount.
This one is already in dispute!