i sent my 1st dispute since joining this forum and the following is the reply i received from TU in the mail. i used one of the examples i found on here. do i dispute again or send validation to JCP (the company i had the dispute with)? thanks for all the help i have received. the letter was a little discouraging but i am gonna continuing trying to get the success others have received. the letter: "Thank you for contacting TransUnion. Our goal is to maintain complete and accurate information on your credit report. We have provided the information below in response to your request. Re: General Policy The federal Fair Credit Reporting Act requires TransUnion to investigate, free of charge, information on your credit report that you believe is inaccurate. If you have reason to believe that the fee charged by a credit repair company was too high, and/or its services were misrepresented, please let us know if you would like your situation to be referred for investigation by filling out and sending us the form below. With your permission, we will provide the information you send to the appropriate authorities. It would also be helpful for you to attach any brochures or documents you received from the credit repair company. If you have any additional questions or concerns, please contact TransUnion at the address shown below, or visit us on the web at www.transunion.com for general information. When contacting our office, please provide your current file number XXXXX. P.O. BOX 6790 FULLERTON, CA 92834-6790
