Hello - I had a change of service with Bellsouth. Well - I guess they billed me for a final bill on the old service. I wasnt aware of it because I really dont open the paper bills - I pay onlne, and I was up to date online Today I opened a Collection notice from OSI. I called Bellsouth and they verified that it is a past due that they had turned over to collections. Just did it in Jan. Well - I paid bellsouth immediately.... They gave me a confirmation number and told me to call osi and give it to them so they would stop collection... My fear is - OSI hasnt yet put anything on my credit report. But I bet they will. So - If I call them am I preventing them before they do it? OR am I giving them validation of the debt? What would you do in this situation? Thanks
normally if paid within the first 30 days of a collection agency having the account they will not report this. if it does show up you can dispute showing, paid before collections in hope that osi will not respond or agree with you.
