Help with FICO game!

Discussion in 'Credit Talk' started by Melissap1, Sep 29, 2003.

  1. Melissap1

    Melissap1 Well-Known Member

    I need to raise my scores. Sitting around 525-550 between the 3 Cra's. Down from 568-590 at the beginning of my quest because of duplicate SL's that were IIB, but now showing 3 IIB and 3 with different numbers showing 120 days late. They are actually deferred now. I'm asking for deletion of IIb's and lates due to damaging my FICO for 4 months. Haven't received letter back.

    1 deferred Dept. of EDU (EX has GOOD, EQ has lates, TU has unrated)

    4 total collection IIB's on EQ
    1 total collection paid on EX (will validate)
    2 medical IIB collection on TU

    1 auto has 2 60 day lates from 1999(lease completed)

    4 old paid good lines spread here and there(closed).

    BK 2 years old this past Sept.

    7, 8, 9 inquiries.

    I have PG and WK.

    Nothing opened, but deferred SL's

    All cc's offers will be denied until I get the SL's straightened out.

    I need some advice on the best way to raise my scores.


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