Help with re-aging hell!,kinda long

Discussion in 'Credit Talk' started by diazwoman, Jan 1, 2002.

  1. diazwoman

    diazwoman Well-Known Member

    help, i started credit repair almost a year ago..
    I had 6 student loans all first payable in dec 97, farmed out to three different companies. no payments were ever made,,it appears that forebearances of up to a year were granted on some. these were showing with originally lenders as claims made to govt.
    then in 8/00 five of them were sent back to two different guarantor agencies, student aid commssion and dept of ed. these then began showing up as new accounts with new dates and amounts
    in jan of 01 i entered into repayment agreements with these two holders which i kept till 10/01 i then consolidated all loans
    these are also all showing with a new open date of 8/00 no record of any payments under the repayment agreement then finally showing as a paid collections in 10/01
    i now have the new consolidation reporting

    i have disputed these items several times, sent proof of repayment agreement, sent proof of payment ect the credit bureua continue to report back as verified and each acct is reaged..now they won't even investigate them again..they say already verified..
    my questions..is it better for me to forget trying to correct them to show they were under a reapyment agreement which would update the accounts and just go for getting the dates back to the original age so they come off sooner?? and how the hell do i do this when i cant them to reinvestigate even when i sent them copies of the agreements?
    i feel like they have me in a corner..they already verified even though its wrong so they refuse to do so again..but I now have 5 collection accounts with a date of 10/01
    help!
     

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