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Discussion in 'Credit Talk' started by MThornton, Aug 23, 2003.
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I disputed online with the CRAs, using the code OTHER. For the text, I said something like "Fed Loan Rehab complete through company XXXXX. Please remove derog status." It worked for all of them (either TLs deleted or changed to positive) except for two I am still working on. I MIGHT have done 'NOT MINE' on one of them, not sure. But as of yet, have not sent ANY letters, just the normal online disputes.
Has anyone else handled this another way? I currently have an online dispute going for something else and I'm fearful of tipping off the Credit Bureaus that I'm trying to repair my credit if I start disputing too many online. (I read from somewhere on here that the last thing you want to do is tip off the Credit Bureaus as far as credit repair goes) I'm just trying to get as many options as possible. The remarks from the original creditor are the big hitters on my credit report and if I'm lucky enough to get rid of them, I'll be one happy person. Does validation do any good when the status is Charged off paid? This board has been great so thanks ahead of time for any help from others.