Hello, I recently was contacted by a CA for a car debt which was from around 1995 (this is when the last payment was made). SOL here is 6 years so it ended already. I have made no contact with any CA on this matter ever until now as below. Originally I disputed the debt saying it was not mine and asked for them to provide the original contract with my signature. I then found a site like this and sent a certified VOD letter to them. I got back some notarized statement so I fired another off right away and got the same thing back. Here is what the statement said: ------ I, name here, being duly sworn, deposes and states that I am a custodian of records that were purchased from Fourscore Resource Capital LLC and is authorized agent of Camco herein called the Assignor which is doing business at 'address' and that I am authorized to make the statements herein. Examination of the records maintained in the ordinary course of buinsess show there is due and payable from: Account name: first north american number, amount, etc.. This account is hereby sold, assigned, transferred and set over untio Camco with full power and authority to do and perform all acts neccessary for the collection, settlement, adjustment, compromise or satisfaction of said debt.... and so on for 6 more sentances. ------------------- No party mentioned is the OC. I think this thing was sold to like 6 CA's over time. What should I do next? Tell them they still have not sent me anything proving the account is really mine and to cease from bothering me or??? While Camco has not reported on my CR yet, I got this account deleted from EF and EX. Waiting on TU. Thanks
If you want to see something that'll make your hair stand on end, go to www.ripoffreport.com and type in Camco in the search box.
Send them back a statement that says you don't recognize this account, have never heard of this "Camco", so they must have the wrong person. If I hear from you again I'll sue for harassment. Have it notarized. lol Just kiddin Tea. Do you see the "Under penalty of perjury" line at the bottom? ??? .
Ok, been reading on Camco. Looks like my next step would be to send them a cease and desist letter and ignore it. Also file a complaint with the states attorney general, ftc and bbb if I can figure out what to do/say.