Help! - Writing validation letter

Help! - Writing validation letter

cashback | 10 posts since Aug 2003 208.152.88.48 | 08.20.2003 @ 18:33
1*Hello people, I am preparing a validation letter to send to those scumbag CAs. I am requesting below documents and information from CAs. Please check if I need to change anything. Specially the third one. I want to let them know that I want 1o years of activity log on my account. (BTW am I supposed to ask for this in the letter? After all the reading it seems like I have to. But I am not sure.)

2*=>Agreement with your client that grants you the authority to collect on this alleged debt
=>Agreement that bears the signature of the alleged debtor wherein he agreed to pay the creditor.
=>Complete statement of account obtained from the original creditor
=>Any insurance claims been made by any creditor regarding this account
=>Any judgments been obtained by any creditor regarding this account
cashback
================
Forget all this just send this BY CRRR Mail

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Here is the Validation Letter you want to send.
Don't make any changes on it and don't hand sign it.

Your Name
Address
City State Zip

Company
Address
City State Zip

Date

RE: Account #_________/Original Creditorâ??s Name

Dear Sir/Madame:

Thank you for your recent inquiry. This is not a refusal to pay, but a notice that your claim is being disputed. This is a request for validation made pursuant to the Fair Debt Collection Practices Act. Please complete and return the attached disclosure request form.

Be advised that I am not requesting a "verification" that you have my mailing address, I am requesting a "validation;" that is, competent evidence that I have some contractual obligation to pay you.

You should also be aware that sending unsubstantiated demands for payment through the United States Mail System might constitute mail fraud under federal and state law. You may wish to consult with a competent legal advisor before your next communication with me.

Your failure to satisfy this request within the requirements of the Fair Debt Collection Practices Act will be construed as your absolute waiver of any and all claims against me, and your tacit agreement to compensate me for costs and attorney fees.

Sincerely,


Your Name don't sign


- - - Include the following on a separate sheet of paper - - -


CREDITOR DISCLOSURE STATEMENT



Name and Address of Collector (assignee): _________________________

Name and Address of Debtor: ____________________________________

Account Number(s): ____________________________________________

What are the terms of assignment for this account? You may attach a facsimile of any records relating to such terms.

Have any insurance claims been made by any creditor or assignee regarding this account? YES/NO

Has the purported balanced of this account been used in any tax deduction claim? YES/NO

Please list the particular products or services sold by the collector to the debtor and the dollar amount of each:


Upon failure or refusal of collector to validate this collection action, collector agrees to waive all claims against the debtor named herein and pay debtor for all costs and attorney fees involved in defending this collection action.

________________________________
Authorized signature for Collector

Date_______/_______/_______

Please return this completed form and attach all assignment or other transfer agreements that would establish your right to collect this debt. Your claim cannot be considered if any portion of this form is not completed and returned with the required documents. This is a request for validation made pursuant to the Fair Debt Collection Practices Act. If you do not respond as required by this law, your claim will not be considered and you may be liable for damages for continued collection efforts.
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THE END ** *** ** LB 59
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oops.

I sent validation letter today already and I signed on it!!!
Why I should not sign? Plz enlighten me.

-cashback

So they can't forge it onto something making you liable.




THE END ** *** ** LB 59
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