Here is my problem a judgment was filed on my husband 9 years ago for the birth of my son I was 17 and he was 19 he was not my legal guardian but was asked to sign me into the hospital and he did. I was served papers in 2001. I contacted the orignal creditor and asked about the bill and they said there was no record of a bill on my name. Well we purchased a home and paid it out and they attached themselves on a lien. They said he owed 40,000 on the judgement now it is 65,000. We have contacted them showing them the statement from the insurance showing that we were covered for the bill but the hospital never filed the insurance saying that we did not provide the information but my son stayed in the hospital for 6 plus weeks and I had to stay the night with before we left. The problem is that the company who has it now wants to keep charging interest and sending threatening letters to file garn on my husbands wages What should he do?
What state are you in as the number of years a judgement can be and or get renewed are different. I also would get myself a very good consumer lawyer to help you square this away. I am so sorry that this has happened. Who are the creeps anyway? Woofer
I live the state of Louisiana. Would a consumer laywer be a bankruptcy laywer? I have contacted a lot of lawyers and no one handles that type of case. I called a bankruptcy laywer and spoke with a paralegal and she told me that it was to old and that there was nothing that I can do and I also contacted the lawyer office that is handling it and they said that they would continue to charge interest no matter if we tried to pay it or not
They could be but not necessarily. DO a search on NACA for lawyers in your area. I do believe there is a a good one down your way. Here is a list I have found for you. Call and see who can help you. If you go to the NACA site and put in your state these names will appear. I know that the first person on this list, has been on a board I frequent and has helped others in the past. Good luck and get back to us and let us know what is happening. I think you getting a lawyer is the way to go. Woofer David A. Szwak Bodenheimer, Jones & Szwak Shreveport LA 71101 Michael B. Thomas Capital Area Legal Services Corp. Baton Rouge LA 70801 J. David Andress Grand Law Firm Baton Rouge LA 70810 Garth J. Ridge Baton Rouge LA 70801 Edmond Jordan Brusley LA 70719 Steve R. Conley Attorney at Law Covington LA 70433 William Cherbonnier, Jr. Gretna LA 70053 Marisa C. Katz New Orleans Legal Assistance New Orleans LA 70112 David L. Koen New Orleans Legal Assistance New Orleans LA 70112 J. Patrick Hennessy Peters, Ward, Bright & Hennessy Shreveport LA 71101
Thanks so much I contact the first lawyer immediately and I will update on the process Again thank you so much.
You're welcome, and like I have said before please spread help to others, as the only way I know as little as I do are because of some very good people here and on other boards. Hope all will go well for you. Cheers! Woofer
hello everyone Im kind of new this process but I was wondering if anyone can help me with this particular problem. The SOL on an item on CR is planned to fall off Aug 08'. My question is should i immediately ask for this item to be deleted or just let it fall off due to the end of SOL?
It depends. A couple of months isn't long to wait, and it will fall off by itself. If it's that old, it's already not having much impact on your score. On the other hand, if you need to buy a car or a house, or apply for a job, or anything else that will result in someone manually reviewing your credit report, you might as well go ahead and dispute it. It's very unlikely that anyone is going to verify an account that is this old.
