Hi I got a credit report and and it said that I am 66% of my credit used and this drops my credit score. But this isn't true. Ok I bought a 15k truck and paid it off and then I bought a car for 11k so credit is saying that I had a 15k limit thats not true I could go and buy a 50k truck and the credit union would let me how do i get that adjusted?
Looks like this is a duplicate post. Check out the main Credit Talk forum to find responses to your question.
This is an installment loan and your score will not drop for this type of loan only for revolving loans that have a high utilization rate.
