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Discussion in 'Credit Talk' started by Karen, May 24, 2000.
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First I would stop the harassing phone calls by sending them a Cease & Desist Letter. This will give you some breathing room to form and implement a strategy. Find this letter at: http://www.creditmania.com/document.htm
If you have a court document absolving you responsibility of this debt, then I would dispute on this ground. Send a copy of this document to the creditor, state you are not responsible for this or any other debt of your ex-husband. The reason they are heating up the collection process is most likely the statue of limitations on collecting this debt is about run out.
If this debt is showing up on your credit report, then dispute it on the same grounds. This is not your debt by ruling of the court in your divorce agreement.
Is your ex-husband still around? Can he be persuaded to clear this up?
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