She's never had anything but 21% store cards.. I was like chick you are crazy!! paying those rates and having $500 limits.. Applied for Citi AA: $6500 limit Citi AA Gold: $5000 limit. I'll teach her to combine/change to platinum select. The sites been crashing all day long, but dayum! I guess there are people out there that just don't know better than to pay high interest at store cards.