Ok, here are the results to the "I applied for" post. I applied for : Nordstrom Visa Card, Target Visa, and Ann Taylor Charge Card. Drumroll please............... Nordstroms Visa Card----- Declined. They pulled TU on my last year and they probably did again. Tu is my worst score. Ann Taylor Card ----- pending. They emailed me asking for work # and home #. That sounds promising. Target Visa --------Approved. Credit Line: $4000. Apr: 18.9 (are they crazy). So, at least I know that I will be adding 1 maybe 2 more cards to my pile in addition to my amex cards which still have come yet. DANG! Anyways, that is my update.......
Roni if you think they pulled TU, you can go to TU site and pull your report for free or notworthknowing.com. I thought nordstrom pulled experian all the time, guess not.
I tried to pull my Tu the other night and it said i was blocked. Maybe b/c of my location, but nordstroms pulled TU on my last year. I remember discussing the denial last year with the rep and she told it was TU. I just checked my credit reports. Back when I lived in NYC, nordstroms pulled XPN and when I moved to NJ/PA area they started pulling TU everytime...lucky me.
Interesting thanks Don't sweat it though Nordstroms apr isn't great 15.9 and they don't have online access and they are not genreous with limits.
He'd tell you, but he'd have to kill you. Regardless, read through this thread: http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=104578 Doc
When you get the card, call the number on the back and ask for a lower apr / higher limit. They approved me at 15.9, but lowered to 12.9 just by me asking.
