Here is a brand new question....

Discussion in 'Credit Talk' started by snakeman, Sep 6, 2003.

  1. snakeman

    snakeman Well-Known Member

    Ok heres the scoop.

    I have a collection account that was reported by CREDITPAC collection agency on 08/2002 from ALLTEL. (verizon wireless) for 932$.

    Then I look further into my credit report only to find another listing of this debt. This time though, it was reported by ALLTEL themselves.
    On this account it shows that it was last reported 06/2003.

    What happened here?

    Did ALLTEL give this account to CREDITPAC and then take it back?

    How does this work out for me when I try to send a "DELETE FOR SETTLEMENT" letter? I mean, even if I send this letter to the CA, the tradeline is still there with ALLTEL!

    Now I suppose a delete for settlement letter won't work huh?

    What to do? What to do?


    YES!! only 300 points from the 800 club!
  2. bigmon

    bigmon Well-Known Member

    The first step is disputing with the CRA. If it verifes then send validation letters to both the CA and Alltel.

    No need to rush for settlement.

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