Dear Consumer, Please accept this correspondence as notification that TransUnion has received a letter disputing information contained in your TransUnion Credit File. Your rights under the federal Fair Credit Reporting Act guarantee the disclosure of your credit file. This act also affords you the opportunity to dispute an item contained within your credit file that you feel is inaccurate, at no charge. If you used the services of a "credit repair company" (they assisted you in requesting this disclosure or dispute and you paid a fee for this service), you may be interested to know that government agencies are in the process of investigating some of these companies which may be charging fees and otherwise decieving consumers. If you have reason to believe that the fee charged by the credit repair company was too high and/or its services were misrepresented, please let us know if you would like your situation to be referred for investigation. With your permission, we will provide the information you furnish on the following form to the appropriate authorities. I guess I am not smart enough to know how to write a letter and make it sound official enough.
I think a lot of us have gotten that letter. Was this letter accompanied by a form that asks for the CROA name, the amount you paid them, what they promised, their address and phone number, etc?
Accusatory Letter? I've received that message from TU and a similar one from EXP. I don't know...does it warrant one of these responses? http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&pgnum=1&postid=109310#post109310 I don't think so...since the TU letter doesn't seem accusatory...just an FYI, I think. Does anyone have an "earlier" version which, more or less, ACCUSES you of using a Repair firm? ..just curious.
