Well my HSBC platinum arrived today with its $5000 CL so I have no need for Cap1 and Discover. I am going to transfer my remaining balances of $2300 to HSBC @ 3.9 for 6 months and put discover in the sock drawer. Cap1 is probably going to get canceled because I refuse to pay $6 a month for the "privilege" of having it. I have PFB Mr. Cook 11 days ago and haven't heard back yet. Oh well, bye Cap 1. Oh by the way just so you know Discover is 19.99 apr and Cap1 is 15.90.
