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Discussion in 'Credit Talk' started by fingrrrl, Jun 4, 2001.
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You may want to call Everbank to ensure that the social security number collected by the online application actually matches yours. If there was an error in the social, that could be the reason for the "NO CREDIT FILE" message. Just a thought.
Did they send their rejection notice via email or regular mail? I applied and have gotten the notice via email that they are processing my app. I am wondering if I hear nothing else via email that it means I may be accepted. -Dave
I got my rejection letter via snail mail.
Oh well, I was hoping...still have my fingers crossed but my aura is not as bright as before. Thanks for the info. -Dave
If any of your creditors havent used Experians repository for any of their decisions, it is quite possible. Except ,I thought that student loans appeared on all three. It is definately weird situation.
I ASSUME YOU HAVE ANOTHER CREDIT REPORT FROM THE OTHER 2...SEND A COPY OF THE "BEST" ONE WITH A COPY OF YOUR REJECTION LETTER!!!!
ASK THEM TO RECONSIDER.
Yes it definitely is weird, especially since I finally went to eloan.com today to my FICO score... 641...not bad. But anyway, eloan pulls from Experian and I clearly have a file with them. Who knows. *LOL* Oh well...I'm sure I wouldn't have gotten platinum anyway, not with that score.