I'm looking for a secured credit card that will let you go unsecured after a certain period of time like 12 months, etc. I'm looking for a card that will let you build your credit limit by depositing more in your secured account. I'm looking for a card that will let you keep your secured credit limit AFTER they make your account unsecured. For example, if I open a secured account with $250 I get a credit limit of $250. If I add to the savings account another thousand, my secured credit limit is now $1250. In a year, my account goes unsecured, I get my $1250 back and I now have an unsecured credit limit of $1250. Does anyone know of any banks that work like this? It doesn't matter to me if they initially report as secured as long as they will change that at some point. Thanks Luke
